Co-operative Credit Cards
The Co-op have always been a very ethically minded company so it's no surprise that their new credit card reflects these core values.
Their think card offers a range of financial and ethical benefits that make a tiny difference to the world every time somebody uses it. It's the perfect credit card for people who think about the bigger picture – but also want a good deal from their credit card.
If you want to make a lasting contribution to the world then this is the card to do it with. Half an acre of Brazilian rainforest will be purchased and protected in your name when you transact on your credit card for the first time, plus a contribution of 25p will be made to Cool Earth for every £100 spent on the card.
This is fantastic but the downside is that you don't get the 0% that we've come to know and love from the other banks out there. With the Co-op credit card it will be 7% on balance transfers for 6 months and 7% on purchases bought from Co-op ethical partners, for 6 months. Typical APR is 14%.
And though 0% is nice, I think being able to substantially contribute to the world by replenishing the rain forests is better!
0% credit card - MBNA Platinum
No only does the MBNA Platinum card offer attractive rates on balance transfers you also get a promotional rate on card purchases for a limited time. You can apply online and also manage your credit card via MBNA's secure online account system. MBNA Platinum card also comes with an early warning fraud system that monitors your account for unusual transactions, giving you added peace of mind.